Published October 18, 2026 in Market Update

Pending sales are up even with fewer closings in Primary market

By Toni Westerfield

Real estate, Primary market

Here is the one thing that matters most right now. The Real Estate Data Aggregator counted 569 pending sales across the Primary market in the three months ending August 31, 2026. That is up 5.4% from the same months a year before. Buyers are still moving. They are just taking more care before they close.

Freddie Mac put the 30-year fixed rate at 7.40% as of October 15, 2026. That is a real cost. It slows closings. But it has not stopped buyers from making offers here.

The Real Estate Data Aggregator counted 487 closed sales in the Primary market for the same period. That is down 5.3% from a year before. So contracts are rising while closings are falling. The gap between those two numbers tells you demand is present, but buyers are careful.

What the rate means for you

Freddie Mac also reported the 15-year fixed rate at 6.71% as of October 15, 2026. The National Association of Realtors reported that existing-home prices across the country rose 1.3% in September 2026. Nationally, inventory reached 1.60 million homes that same month. Here in the Primary market, inventory is tighter. The Real Estate Data Aggregator counted 851 homes for sale, down 13.2% from a year before.

Fewer homes for sale means less competition for sellers. But buyers are watching prices closely. Pricing your home carefully matters more when buyers are cautious.

How each ZIP code reads

Not every ZIP code moves the same way. The Real Estate Data Aggregator shows real differences across the five ZIPs in this market for the three months ending August 31, 2026.

Where pending sales are climbing

ZIP 34287 led the market. The Real Estate Data Aggregator counted 178 pending sales there, up 18.7% from a year before. ZIP 34208 followed with 137 pending sales, up 11.4%. ZIP 34205 held steady with 122 pending sales, unchanged from a year before. ZIP 34207 had 88 pending sales, down 9.3%. ZIP 34237 had 44 pending sales, down 8.3%.

Prices moved in different directions

ZIP 34208 saw the biggest price gain. The Real Estate Data Aggregator put the median sale price there at $365,000, up 12% from a year before. ZIP 34287 rose more modestly to $273,985, up 3.4%. ZIP 34205 was nearly flat at $300,000, down just 0.8%. ZIP 34207 dipped to $241,200, down 9.8%. ZIP 34237 saw the sharpest drop, to $250,500, down 27.3%.

How fast homes are selling

ZIP 34205 moved fastest. The Real Estate Data Aggregator counted a median of 43 days on market there, 18 days shorter than a year before. ZIP 34237 came in at 55 days, 8 days shorter. ZIP 34287 was 56 days, 25 days shorter. ZIP 34207 took 63 days, 7 days longer. ZIP 34208 took the longest at 81 days, 22 days longer than a year before.

Homes going under contract quickly

Some homes are still moving fast. The Real Estate Data Aggregator found that 36.1% of homes in ZIP 34205 went under contract within two weeks of listing, up 8.2 points from a year before. ZIP 34287 was at 24.7%, up 8 points. ZIP 34207 was at 23.9%, up 0.2 points. ZIP 34237 was at 20.5%, down 10.8 points. ZIP 34208 was at 19%, down 3 points.

The national picture adds context

Nationally, the picture is mixed too. The National Association of Realtors reported 3.99 million existing-home sales in September 2026. Realtor.com reported a median of 61 days on market for the week ending October 10, 2026. The Primary market's fastest ZIP, 34205, beat that at 43 days.

One more thing to keep in mind. These numbers cover whole ZIP codes. One street can read very differently from the ZIP around it. If you want to know what the data says about your specific address, reach out.