One part of Bradenton is moving faster, even with rates above 7%
Realtor.com reported that mortgage rates climbed above 7% for the first time since January 2025. That matters for every buyer and seller in Bradenton. But one ZIP code is not slowing down.
ZIP 34212 is the fastest-moving part of Bradenton right now
The Real Estate Data Aggregator counted 213 pending sales in ZIP 34212 in the three months ending August 31, 2026. That is up 35.7% from the same months of 2025. More buyers are committing here, even with borrowing costs rising.
The Real Estate Data Aggregator also found that 24.9% of homes in 34212 went under contract within two weeks of listing. That is up 16.6 points from a year before. Nearly 1 in 4 homes here is not sitting long.
Why supply is the key number here
The Real Estate Data Aggregator put months of supply in 34212 at 3.3 months. That is down 1.9 months from a year ago. Less supply and more pending sales together mean well-priced homes are not waiting around.
Nationally, Realtor.com reported that active listings topped 1.16 million homes in September 2026. Price cuts hit 20.8% of listings nationally, the highest since October 2022. ZIP 34212 is moving against that wider trend.
Rates are real, and they are not going away soon
Fannie Mae, as reported by CNBC, forecast an average 30-year fixed rate of 7.4% for the fourth quarter of 2026. They forecast 7.5% for all of 2027. That is the borrowing environment buyers in Bradenton are working within.
CNBC also reported that pending home sales fell 8.5% year over year nationally in September, citing Zillow. That makes the 35.7% jump in pending sales in ZIP 34212, counted by the Real Estate Data Aggregator, stand out even more.
How other Bradenton ZIP codes compare
Not every part of Bradenton is moving at the same pace. Here is how the three months ending August 31, 2026 looked across key ZIP codes, all from the Real Estate Data Aggregator.
Median sale prices across Bradenton
| 34212 | 34202 | 34203 | 34209 | |
|---|---|---|---|---|
| Median sale price | $502,500 | $725,000 | $395,000 | $430,500 |
| Homes sold | 204 | 207 | 146 | 177 |
| Median days on market | 57 | 65 | 47 | 50 |
| Sale to list price | 97% | 96.5% | 96.5% | 96.1% |
A few ZIP codes with very thin activity
ZIP 34204 had only 3 homes sold and 1 home for sale in the three months ending August 31, 2026, per the Real Estate Data Aggregator. ZIP 34276 had just 1 home sold and 27.6 months of supply. Those numbers come from very few sales, so read them carefully.
What this means for you
Rates above 7% are slowing things down in many markets. In ZIP 34212, the Real Estate Data Aggregator shows the opposite. Supply is tight. Buyers are committing. Homes priced well are not sitting for long.
The Federal Housing Finance Agency reported that U.S. house prices rose 2.6% from July 2025 to July 2026. That is a slower pace than some recent years. Bradenton's own numbers, from the Real Estate Data Aggregator, show a mixed picture depending on where you are.
- ZIP 34212 had 3.3 months of supply, 213 pending sales, and 24.9% of homes under contract within two weeks, all in the three months ending August 31, 2026. That is the tightest, busiest part of Bradenton right now.
- Other ZIP codes tell a different story.
- One street can read very differently from the whole ZIP code.
Your next step
(941) 809-7100Text me your address and I will send back how your Bradenton home compares on speed and supply against what actually sold near you in the three months ending August 31, 2026. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 34201, 34202, 34203, 34204, 34205, 34207, 34208, 34209, 34210, 34212, 34234, 34235, 34243, 34276, 34277 and 34282, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: September 2026 Rental Report: Median Asking Rent Declines at the Slowest Pace in 3 Years, Oct 15, 2026
- CNBC: Fannie Mae sharply raises mortgage rate forecast for 2027, Oct 14, 2026
- CNBC: Thousands of homeowners face adjustable-rate mortgage resets — and much higher payments, Oct 13, 2026
- No Real Estate Data Aggregator numbers for 34206, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 34260, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 34280, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 34281, so this part is from websites alone.